The term ‘merged credit report’ refers to the process wherein a third party’s credit report is included or merged with your credit file. It might be probably due to negligence on the part of a credit reporting agency, which led to the inclusions, or merging of credit information in your file. A credit report can …
Can my credit report merge with a family member with the same name? Read More »
What are tradelines? This is a term in the industry that describes credit accounts which comes in the following forms: Lines of Credit Mortgage and Car Loans Payday Advances Credit Cards Some lenders consider tradelines in determining a person’s creditworthiness. Positive accounts (good history of repayment) to an individual’s credit report can help in getting …
Consumers in the United States should know the duration that public records remain on a person’s credit report. Public records refer to personal information including bankruptcy, judgment, and tax lien that turn out to be public knowledge. The public record’s category establishes how long said information will be on people’s reports. According to credit repair …
Consumers Encouraged to Understand How Long do Public Records Stay on their Credit Read More »
