If you don’t have a credit score, it doesn’t mean that you have BAD credit. Many of us are not aware of the difference between them. Let me discuss to you if you don’t have a credit score and you want to build a healthy one. No Credit Score: If you don’t have a Credit …
Finally… We have our own business now! And that’s the best thing we’ve felt during the first time that we have our own businesses. My wife and I, Gloria Smith have enjoyed time freedom as an entrepreneur. —-You too, you can have it. Believe and you can do it.—— The constant challenge of making yourself …
Marketing is all about goals. Without them, you have no way of knowing whether or not your work is worthwhile. Think of it like planning a trip. In order to know when you’ve arrived, you need to select a destination first. Otherwise, you would be traveling aimlessly.There’s another word for that: getting lost! As a …
How do WE market our business using Social Media? Read More »
As a woman, we need to be confident in what we are fighting for as long as you are on the right path. So the question is, how to be successful in different ways and how we can share it? Let me give you some insights into what I am doing and how can manage …
The temptation to overspend during the holidays is strong, and store credit cards with discounts and promotional financing only make that temptation stronger. If you want to earn rewards, get a good cash-back credit card instead, and focus on sticking to a budget this holiday season. To help keep your cheer intact before and after …
How Will You Save This Holiday Season Without Running Up Credit Card Debt? Read More »
Buying a home with no down payment takes care of one of the most difficult parts of home purchase: the down payment. It’s difficult to save that much money, and it’s scary to put it all into a home when there are other needs and uses for that money. You can certainly find lenders that …
Take advantage of low- and no-money-down mortgages Read More »
Are you where you want to be with your personal finances? Do you know what your net worth is? Do you have any idea whether you have a positive or negative monthly cash flow? If you answered “no” to any of these questions this article is going to help you better manage your money to …
Be READY – Best tips for preparing your credit and finances for 2020 Read More »
Remove Late Payments from Your Credit With a Goodwill Letter A “goodwill letter” can be an effective way to improve your credit score. However, it needs to be done the right way to have a chance. When you write a goodwill letter, you are essentially asking a creditor for a “break” on reported delinquency. The …
ANALYZING YOUR CREDIT REPORT It iѕ a gооd idea to lеаrn whу you nееd a сrеdit rероrt and аlѕо how tо undеrѕtаnd your credit rероrt. Thеrе may соmе a time whеn you dо not have the money on hаnd to pay for ѕоmеthing, ѕuсh аѕ аn еmеrgеnсу оr a personal opportunity that ѕuddеnlу аriѕеѕ, аnd …
Credit Scores — Building, Understanding, and Improving Them. Read More »
Bad habits are easy to fall into. A one-time exception becomes part of your routine and before you know it, you’re stuck in a rut that’s next to impossible to break out of. Bad credit habits can wreak havoc on your credit score, lead you into debt, and cause a number of other financial problems …
