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Can my credit report merge with a family member with the same name? {Part 2}

Merging a credit report refers to the process in which a third party’s profile information is revealed or included in an individual’s credit file. This might happen due to a mistake committed by the concerned credit reporting agencies. A serious lapse on the part of creditors could also end up in false credit reports. It …

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Consumers Encouraged to Understand How Long do Public Records Stay on their Credit

Consumers in the United States should know the duration that public records remain on a person’s credit report. Public records refer to personal information including bankruptcy, judgment, and tax lien that turn out to be public knowledge. The public record’s category establishes how long said information will be on people’s reports. According to credit repair …

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