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How Will You Save This Holiday Season Without Running Up Credit Card Debt?

The temptation to overspend during the holidays is strong, and store credit cards with discounts and promotional financing only make that temptation stronger. If you want to earn rewards, get a good cash-back credit card instead, and focus on sticking to a budget this holiday season. To help keep your cheer intact before and after …

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Credit Scores — Building, Understanding, and Improving Them.

ANALYZING YOUR CREDIT REPORT It iѕ a gооd idea to lеаrn whу you nееd a сrеdit rероrt and аlѕо how tо undеrѕtаnd your credit rероrt. Thеrе may соmе a time whеn you dо not have the money on hаnd to pay for ѕоmеthing, ѕuсh аѕ аn еmеrgеnсу оr a personal opportunity that ѕuddеnlу аriѕеѕ, аnd …

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What is Equifax?

Founded in Atlanta in 1899, Equifax is one of the largest credit reporting agencies in the world. It’s among the three major credit reporting bureaus in the US along with Experian and TransUnion. Equifax keeps an eye on your overall credit report, monitoring applications for loans and credit cards, your repayment history, plus any bankruptcies …

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